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Isolated communities and illegal Islamic schools are a "breeding ground" for terrorism, a senior police chief has said, as he warned the security services are investigating 600 extremist plots.
Neil Basu, the Metropolitan Police's counter-terror chief, said that the nature of the threat the UK faced has shifted, warning that the main danger came from extremists "in our midst".
Mr Basu highlighted the risk posed by illegal schools, saying: "segregated,jordan shoes, isolated communities, unregulated education and home schooling are a breeding ground for extremist and future terrorists".
The Met's deputy assistant commissioner also revealed that the intelligence services were currently investigating 600 terror plots, of which 60 were opened in the past six weeks alone.?
In July, Cressida Dick, the Met's commissioner,cheap real jordans, warned that 500 investigations were active.
Speaking ?during the Police Superintendents' Association conference yesterday,http://novus-exordium.de/forum/viewthread.php?thread_id=51586cheapjordanshoesfreeshipping.com/bolg, Mr Basu said counter-terror officers currently open more investigations than they close each week.
He added that there were also weaknesses in the country's borders and called for much stringent checks on arrivals as he warned the UK's terror threat level would remain at severe for at least the next five years.
He said: "It is not going to change. This was truly a summer like no other, it was truly a shift and not a spike, it is truly a new norm that we face."
Managing cash flow and making sure a business has enough cash to meet its needs is absolutely critical.
Despite acknowledging that it is core to running a successful business, many small businesses fail not because their fundamental idea isn’t sound,http://www.soundpoolradio.de/forum/viewthread.php?thread_id=67429cheapjordanshoesfreeshipping.com/bolg, or because they’re not making money, but because they fail to manage cash flow and run out of cash to pay the bills.
“There is an old maxim that no business ever collapsed because of lack of profitability but many have gone under because they lacked cash,http://login.sc8.ca/forum/index.php?topic=1268457.msg1270069#msg1270069cheapjordanshoesfreeshipping.com/bolg,” says Clive Lewis, head of enterprise at the Institute of Chartered Accountants in England and Wales. “Having cash allows a business to operate.
“Managing your cash resources and making sure you have enough to meet your needs,cheap jordans for sale, such as paying wages, buying supplies and meeting your personal financial requirements, is absolutely critical.”
The following tips should help small firms keep on top of their cash flow:
Make sure you have up-to-date information
The average small business relies on management accounts that are four months out of date, meaning it’s hard to really know the current situation, says Bivek Sharma, head of KPMG Small Business Accounting.
“Ensuring small businesses have accurate financial information can make a real difference to stabilising cash flow,” he says. Software packages can help provide business owners with an accurate impression of where they stand at any given time, helping them to identify when they could run short of cash.
Companies should also be taking measures such as depositing cash in interest-earning accounts to increase the amount of money they earn while it is with them, he adds. Even a low interest rate can generate a bit of extra money if the amount in the account is high enough, so it’s worth reviewing your bank to see if there is a better option available.
Stay on top of debtors
Make sure you agree payment terms with customers in advance of any deal, and be sure to vet who you are trading with,cheap jordan shoes, particularly for new customers. “Take reasonable steps to credit-check customers and, if in doubt, trade on a cash-upfront basis,” says Jeff Long, a small business consultant with Business Doctors. “Be clear about your payment terms, set credit limits and stick to them.
“My single most valuable piece of advice would be to issue sales invoices as soon as goods are shipped or services provided,” he adds. “Don’t save them up and send them out at the month-end. In my experience, the quicker you invoice customers, the more likely you are to be paid on time.”
Have an escalation process
Ensure you also have a process to follow up on any late payment. “This should include letters, email,cheap jordans, and telephone, with the need to stay flexible if the amount outstanding is large, or if you have concerns over the customer’s financial viability,cheap jordans online,” says Philip King, chief executive of the Chartered Institute of Credit Management. “This may include withholding further deliveries if required.”
Utilise credit and charge card facilities
Credit and charge cards include a range of payment terms and interest-free options that can help businesses manage expenses and ensure that they keep control of cash flow even where unexpected costs arise. ?Karen Penney,Kicksokok.com, Head of Small Business Services at American Express adds: “Flexible spending limits, online account management and the opportunity to defer payment on purchases are just some of the benefits you can find on small business cards, which make them a great tool for managing everyday business spending. To make your money work harder it’s also worth researching what rewards are on offer for your spending that can be reinvested in your business or used to treat yourself for all your hard work.”
Consider short-term funding options
Invoice financing allows business to sell their invoices in return for a fee or a percentage of the invoice value. “It can serve as an effective stopgap for small businesses to maintain a healthy cash flow while waiting to be paid,” says Adam Tyler,cheap retro jordans, chief executive of the National Association of Commercial Finance Brokers. UK small firms are owed half a trillion pounds in outstanding invoices, he adds.
Forecast your future income
Working out what’s likely to be coming in, and when, can help you plan for any potential difficulties, says Craig Spillard, finance director at West Midlands firm Spillard Safety Systems. “Building a cashflow forecast model will generally give you a good idea of where your cash position will be,” he says. There are a number of software packages designed for small businesses that will help with this, while accountants can often provide access to this service for a small charge.
But it’s important not to look too far into the future. “Forecasting anything for more than a couple of months will be based on too much guesswork and, as a rule, will generally cause more problems than it solves,” says Spillard.
It’s also a good idea to track your outgoings during that month, he says. “This may include suppliers, utilities, wages and taxes, and then deducting them when payments are required.” As the saying goes, forewarned is forearmed.
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